Is bank of america the worst bank ever?If you know of any other bank that's worst than them then let me know so I can stay away. Anyways I signed up for an account because the name was 'Bank of America', you would think an institution with that name would be be top of the line but I guess I was wrong. I recently realized that any institute... |
EVERYONE has bad BOA stories bro.
One day I was trying to withdraw $98000 for a home purchase for a escrow that was closing that day. I went into the bank like normal, with not only my ID but my ATM card as well to proceed to get a cashiers check for the 98k. Well instead of giving me MY money they instead decided to play games and say they could not verify my signature to be sure it was me. They had mysteriously lost my signature card that the bank has on file.
So to make my very long depressing story shorter:
I went into BOA to withdraw 98k from my account. BOA said no we wont let you have your own money. I had to call the cops, call the highest people up the BOA food chain I could and had to sit and stew inside a bank for NINE HOURS! Until they finally relinquished my money.
Yeah BOA made me wait NINE FUCING HOURS to get my own money.
I have been a BofA customer for many years and have not experienced any of the issues you present.
- BofA knew there was a problem with the skimmers and gave the money back. If you don't want to risk future problems, use the teller. If you google ATM skimmers, you will see there are many different banks with this problem in Dec & Jan.
- Keep enough money in the bank to cover the transactions then you don't pay overdraft fee.
- As part of the homeland security the bank is suppose to monitor any transaction of over $10000 or if anything else seems suspicous. Since you live day to day having a $9000 transaction whether it was directly from another account or not, is suspicious. The bank is only following the law.
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Perhaps you should stay away from banks as all the things you complain about are totally normal and routine for any bank
1. Skimmers are a problem worldwide
2. Overdraft fees are totally normally because you are effectively using the bank's money (rather than your own) without a formal arrangement for an overdraft being made
3. It is a computer system that flagged your account. Every legitimate bank has such a system to protect their customers. It is a government requirement to minimize instances of (drug) money laundering.
You say you are "too old ..." but your post implies you are very young and naive
Your rant proves little beyond the fact that you've mastered use of the "F word."
