Having had no experience with HCU I can only comment on Cambridge Savings Bank.
Without going into detail, they did some things which irritated me so I took my business to Leader Bank. I like Leader a lot because it is a small bank where the people will know you personally, they are friendly, they offer good services and financial instruments...
Choose the one that is most convenient for you.
Do you need 24 hour customer service - then a big bank will do
Do you like lots of ATM locations?
Do you need something on the way to work, home or school?
All banks are essentially the same.
The advantage of credit unions is lower fees in case you overdraft.
Keep at least 2 weeks pay as a minimum in your checking - and you never have to worry about this.
If you tend to keep low balances - credit union is the way to go.
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Hi Rock Lee!
If you like free stuff and lots of convenience, Cambridge Savings Bank may be a good choice for you. CSB offers the amenities of a big bank with the quality customer service you’d expect from a community bank. And, we have 4 branches just in Cambridge alone!
We offer lots of free stuff, like:
• Free WebBank
• Free Bill Pay with eBills
• Free Mobile Banking
• Free eStatements
• And More!
And, if you’re looking to earn interest on your checking account, enjoy free ATM access anywhere on the planet (we mean it!) and earn debit card rewards, check out our SuperSmart and EarnSmart Checking accounts at www.cambridgesavings.com. You can even apply online!
I hope I’ve helped you in making your decision a little easier. If you have any questions at all, don’t hesitate to give us a call at 888-418-5626. Hope to see you around soon!
