I really need help choosing a bank in Dearborn/Detroit/Livonia, Michigan, could someone help?It's plenty being said about just about every bank except umb financial. I am using this link http://www.forbes.com/2010/01/06/bofa-hawaii-umb-business-wallstreet-best-worst-banks-chart.html and http://www.ripoffreport.com/ to help me choose a bank. Sister tells me not to go with Comerica and some people say... |
The reason you see all those complaints:
- People overdraft - read all of them - it's about people blaming the banks when they can't keep their balance up.
You will notice that the bank really did nothing wrong.
All banks are the same.
A credit union will charge you less for overdrafts - but overdraft too much and they kick you out.
Also credit unions don't provide many ATM locations.
They don't have 24 hour customer service.
And their website is not as great as the "big banks".
Just keep a check register to make sure you never spend more than what is in your account.
More than 50% of the population have never paid an overdraft fee in their lifetime.
Do you have excell?
Google "free excell check register worksheet".
/
