Can bank debit loan fees charged in error & disputed from my deposit account in MN? From my child's account?Payments were made on time, on site at bank, which is in accordance with loan agreement. Payments were sent to another bank office, and the date entered into the computer as of the date keyed in ("late"), not date received by bank (on time). The teller assured me that payments were "always"... |
Replace this loan with one from a COMPETENT bank. There is absolutely no reason they payment should not have been proceed at the location you made the payment before you left the counter.
That said, camp out in the manager's office until they fix the problem. To the extent they con charge the fees at all, they can take them from ANY account in your name.
I presume you have a receipt. Take that to your bank and ask for the $200 to be credited back to your son's account. And, forget talking to the teller ~ ask to speak to the bank manager or whoever is in charge of accounts. If your payments always have been on time before, then you shouldn't have any troubles getting a refund back into your sons account.
