Depends what you are looking for. Personally, I don't think it really matters where the bank is at. If you are using it for savings, go with Everbank. They were paying a high 6% interest for the first 3 months, then over 3% going forward. Go to Everbank.com. You can also try ING.com It's easy to bank over the Internet and if you need an ATM, they have 1000's available and they will refund you any service fees the ATM's charge.
FDIC-Insured Online Savings Accounts are good.
HSBC and ING Direct offer high rates (5.05% and 4.50% APY, respectively), low to no minimums, and no monthly fees. ING Direct has a decent online checking account rate at 4% APY, too.
The site www.bankrate.com has helpful resources.
