My mortgage company- a bank only reports to one credit bureau-Equifax- is there a way to get on Trans & ExperiI have been perfect on it for the 3 years that I have had it, I call Experian who said that my bank Talbot State Bank in Georgia would have to pay to be a member, and that there is no way to get it on their report. An aquaintance who charges $400 to repair credit says he can get it on Transunion and Experian is... |
fact; the scores you get from credit reporters
are ARBITRARY numbers. They have
no meaning. YOU can get an 825 score
guaranteed, in 1-3 yrs if you have no BK
and foreclosures and your ratios are low.
no credit repair agency can repair credit.
I am not sure how they work legally.
I got this statement from Experian in writing
2 yrs ago;
we do not change anyone's file if we
wish not to.
"if you want to fix your report,
seek new credit with the correct data.
and pay perfectly."
The bureaus know they are above the
law because they have the legislators
in their pockets; I reported this note to
my state AG and reps and senators and
they ignored it.
do not pay for any repairs.
just hope you get your house and
if not, I can show you how to
get a house for a lot less cash
and in some cases, with no seminar
or tapes....for 1% of value
[study tax forclosures and tax certificates.]
There is no way you can "self-report" yourself. Unfortunately, your bank will not report to the other bureaus for exactly the reason you cite - they do not subscribe to their services. This is not usual. You should be able to get yourself "listed" at the other credit bureaus with a credit card or two.
