I posted a question during the weekend RE: The IRS putting a Freeze on my bank acct. Many of you answered BUT:?I now have an update and wondered what your thoughts were: It is not the IRS that has frozen my account. (Bank official was incorrect.) Law firm of Bridgers, Peters and Kleber in Decatur, GA., states it was for a Mastercard. I have never had a Mastercard. Phoenix Credit hired the Lawyers. Law firm is not helpful.... |
now that everyone has more information, it does appear that this is probably a case of identity theft that someone got hold of your number and has opened a credit card in your name and charged $12000
you probably need to get with your local district attorney and police and have them investigate the whole thing
i do hope you have changed your direct deposit so that no more money is going into this account
Quite clear,this is a identity theft.We are sorry but you have to suffer this all and make a report to police station and attorney to catch up that person who is responsible and yes for the matter of your current scenario,I don't think so that you are in a position to stop them from freezing your account.One option is still there,try to make a conversation with the bank officials and yes the court fro where the IRS will take a legal document to freeze your account.Convince the court and probably if you could not get them at least you will may be succeeded to fix this with some terms.I hope this may give you a direction.
This is where you talk with a sharp attorney and follow the big bucks; ie.- the bank and law firm will be providing the money; if your attorney can prove wrongdoing then criminal charges can be filed agains both the bank and syster that glommed on to your account. Crossing state lines can put this in violation of federal law so the penalties can be much more severe.
Change of address forms are in effect for only a limited time, like a year at most, so if this was from a 5 year old address, would not have gotten forwarded. That's why you didn't hear about it until it was too late.
Identity theft is ugly, and it can take years to get it sorted out. And in the meantime the victim suffers the results of it.
Good luck.
Unlike the IRS, a law firm needs to go to court before it can freeze an account. You need to learn which court the law firm used and go to that court to get an order temporarily lifting the judgment and unfreezing the account.
In the state of Massachusetts no one can take your money from any of your accounts for
money owed, with the exception of the IRS. They can and will take it. This happened to
my brother. He asked the bank if any creditors could get money from his account and they
said "no" not without his permission. I don't know where you live, but it sounds like a police matter.
You have to find a source of cash till this matter is straightened out It can take months. Stop direct deposits into your account. Ask parents to help out and look at your credit report since there may be more surprises. free at http://annualcreditreport.com
In order to get to a point of levying your bank account you had to have ignored many letters.If it is identity theft you need to start by filing a police report.
