I'm 16 years old and I want a credit card? Which bank do I have to go to get one?Okay here's the deal, I'm 16 and I want to get a credit card ( as noted above) and I know my parents have to co-sign on the card. I have a job I make 8,000-10,000 dollars a year so I have income. And I know that I can legally sign a contract even if I'm 16 but I can also void the contract-that's why credit card... |
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but they can only put you as authorized user not co-signer your under age.
but you can have a card that way to use just in case.
The correct answer is, even though the parents are having difficult financial situations, there are ways around it. Yes you need to be 18 to get a card on your own, however try out this site. You will pay a price for it til you get your own credit rating and so will your parents. You will pay a yearly fee on top of monthly maintenance fees and a higher APR. But, it can be done.
www.orchardbank.com
You couldn't get an actual credit card unless you were 18, but you can get pre-loaded cash cards that you can use in their stead. Some of these can value up to $1,000 and are a great substitute for credit cards as they don't incur debt.
With the help of internet anything and everything is easy these days. And with your question, i could say its nothing and I believe the below link will help you.
http://credit-cards.awardspace.com/
And remember eveything in Internet is free these days and I hope you enjoy. Thanks.
You can't get one and your parents can't co-sign for one in their financial condition.
