How do I get free advice on a bank loan that my bank wants me to accept after filing bankruptcy this past year?they have mailed me new loan papers to sign that raised the payment $50.00 and will end in 2012 with balloon note of $50,000,I only make minimum wage, this loan is immpossile and I used my family land for security to buy an R.V. to live in on land . the loan paid for the r.rv and they also hold that title to it and... |
Did you reaffirm this loan in your bankruptcy? If so they can not force you to agree to new terms, interest and payments they must honer the original agreement.
You need to talk to your bankruptcy attorney this is what you paid them for.
Talk to the attorney you use to file for bankruptcy or see if you can find free legal aid in S Ga. This whole deal smells to me. If you're current with the loans you have, I don't see how they can force you to sign for new terms. The most they could do is wait for you to not make a payment on time. But do something to check on your legal rights. Don't just wait for something to happen to you. That's the worst thing you can do.
