Best bank in Charlotte, NC for checking and savings account?I just moved to Charlotte, NC from Ohio. I need to choose a new bank account that is more accessible. As far as I can tell the 2 main banks down here are Bank of America and Wachovia. I was leading towards Bank of America, but then the CEO resigned and I can see how that will make problems in the organization. ... |
Call both and ask what their rates are and what incentives they have.Personally I have Wachovia.
There is no best bank or best bank account. Every bank offers several accounts with different features. Some accounts waive all fees if you maintain a minimum balance. In the case of Bank of America the minimum balance to avoid all fees is $5,000. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.
Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.
I suggest that you visit several banks. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.
Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.
